Easy banking
that scores every time.
Managing your sports team's finances shouldn't be a challenge. Our banking solutions are tailored to simplify banking for teams, leagues, and clubs. With easy online and mobile banking, and friendly local support, you can concentrate more on winning and less on banking. Save your energy for the game while we help you save money and expand your team's budget.
Checking
Savings
Think your bank can beat our rates?
Checking
3.00%
APY*
Savings
3.50%
APY*
*APY = "Annual Percentage Yield." APYs accurate as of April 1, 2025. Rates are shown for Community Checking and Community Savings programs. Community Checking is a tiered account. For this account the specified Dividend Rate for a tier will apply only to the portion of the account balance that is within that tier. Balances less than $50,000 earn 3.00% APY. Balance greater than $49,999.99 earn between 1.00%-3.00% APY. $5 Membership Share account required. See our current rates for more details. Rates subject to change without notice. Federally insured by NCUA.
Focus on your team
and we'll take care of the rest.
Get industry-leading interest rates
No hidden fees or transaction limits
24/7 mobile account management
Experienced support team
Still don’t believe us? Here’s how those numbers could stack up for you.
$25,000
savings account size
x
3.50%
APY*
=
$875
earnings per year
*APY (Annual Percentage Yield) reflected for the Community Savings is accurate as of April 1, 2025 and may change at any time without notice. The example provided is for illustrative purposes only for what an account could earn after a year which assumes no withdrawals or additional deposits. Actual earnings may vary based on account balance, interest rate changes, and other factors. Please consult with your financial advisor or bank representative for more information.
Here's what you get
when you bank with Vibrant.
-
Earn interest with market-leading rates
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Free online banking with mobile depositing
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ACH payments enabled (bills & payroll)
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Includes debit card
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Write unlimited checks
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Dividends paid monthly
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Federally insured by NCUA
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No monthly service fees
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No transfer/withdrawal limits
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No minimum balance requirements
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No direct deposit requirements
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No check clearing limits or transaction limits
Supporting communities everywhere
“Working with Vibrant Credit Union has always been easy and rewarding.”
Pam Lynch, GiGi’s Playhouse Site Director
Supporting communities everywhere
“It’s reassuring to know that there are real, local people ready to help whenever we need it.”
Kathryn Kunkel, QC Strikers Club President
Access to nationally-ranked CD rates
Flexible credit card options
Online banking tools and resources
Relevant resources
we've found for you.
Forget Google—we've dug through the internet ourselves to find resources that can be helpful to new and experienced small business owners.
Any sports club that is legally formed and operates in the United States can open an account. You'll need to provide your legal business name, legal address, business tax ID number, and the date your club was established.
All of your account representatives—that is, the people who are authorized to conduct transactions on the organization's behalf—must be at least 18 years old and reside in the U.S., either as citizens or permanent resident aliens.
You can apply for an Employer Identification Number through the IRS—even if you don't have employees. When you apply online, you can receive your EIN immediately after completing the application. Get an EIN »
That depends on the structure of your business. You'll need to provide documentation that confirms your structure, whether that's articles of incorporation, organizational bylaws, or meeting minutes.
Each of your account representatives will also need to provide a copy of their government-issued ID. Don't worry—these can be submitted as digital photos.
To join Vibrant, all organizations must open a Business Membership Savings Account with a $5 deposit. Our checking and savings accounts have no minimum opening balance. For detailed information on our business rates and service charges, please refer to our Business Rates - Service Charges - Vibrant CU - 10-17-2024.
Great news! Our dedicated Relationship Managers are here to help with any changes you need. We make signer changes quick and hassle-free. With our extensive experience, we understand how frustrating these changes can be. We'll work closely with you to ensure the process is smooth and maybe even enjoyable!
Absolutely! We love hosting. If you're local, visit our Bettendorf Coffeehouse & Kitchen. We also have a quiet space at our Moline Coffeehouse & Kitchen that many small organizations use for gatherings.
We know that moving accounts can feel overwhelming. At Vibrant, we're committed to making the process as seamless as possible. Our team will guide you through every step to ensure a smooth transition for your club accounts. You'll have a dedicated Relationship Manager, and our small but mighty team is always accessible via direct line and group email inbox. With over 30 years of combined banking experience, we've got you covered. (Did I just age myself?)
